For running errands in sloppy wet snow on a dark and dismal Saturday. I got the idea for this outfit from a woman I saw in the mall once. She had the same exact sweater and had layered a crisp white shirt underneath it. I have also worn this belted, but I wasn't in the mood for that yesterday (ate too much at dinner on Friday night!). Sweater: Ann Taylor Loft. (This sweater is very cozy and I've gotten a lot of use out of it this past winter!) Shirt: Ann Taylor Jeans: Citizens Necklace: I don't know, but it's one of my favorites. Got it at Filene's Basement. Red flats: hmm, I should check!