I hope that my Guide to Savvy Shopping, Part I has already inspired you to adjust your spending habits. Doesn't it feel good? There's more where that came from, so let's continue . . .

Tip #3: Don’t go shopping if your monthly allowance has run out. It's an obvious fact but one that needs to be reiterated. If that means not going out to "window shop," so be it. Out of sight is usually out of mind in fashion. The less you see the less tempted you'll be. When you do shop, make a list of items you want. That way, you're less prone to get sidetracked. If fashion magazines tempt you, try glancing over the pages as opposed to studying them.

To learn a couple more tips, read more.

Tip #4: Let's face it: There are going to be pieces that will scream your name and beg to be bought. Keep those high-priced items in your ShopStyle stylebook and monitor them closely. When they eventually go on sale, assuming your monthly allowance hasn't run out, purchase them — they may go back to full price. That happened when I recently purchased Banana Republic's wool trenchcoat. I bought it on sale and the next day it went back to regular price. Phew.

Tip #5: Here's another cold fact: Some of your coveted high-price items won't go on sale. If that's the case, find similar, less pricey items. My Look For Less posts are a good place to look.

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