I'm sure you have those days when you're running late and all you have time for is a t-shirt and jeans. Been there, done that.
How about trying on this Lanvin T-Shirt With Jewel Necklace ($1,086) for size? This pearl, crystal, and chain-laden tee takes the work out of accessorizing for you in one fell swoop. It's super pricey, but if money weren't an issue, what say you?