by POPSUGAR Fashion 9

Personal shoppers are not a new thing, nor are live chats in online boutiques. But now the two have been combined to bring you gift advice this holiday season. Trust me, with your busy schedule, you'll need the extra help. Both Tobi and Ron Herman, two high-caliber sites, are hooking you up with cyber stylists to help with all your gift dilemmas.

Tobi is so confident that their stylists will find you the perfect holiday present, they're willing to give you a $20 gift card for every gift your recipient keeps. If he or she returns it, Tobi will give the recipient a $20 gift card. Talk about spreading the holiday cheer! In case that's not enough assistance, be sure to check out our Fab Gift Guide!