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i like it with both. during the day i'd go without though!
2
I like without. The vest is cute but I think combined with the stripes it makes your shoulders look wide or something.
3
I'm voting without
4
i love vests, but on this particular look i vote without
5
I like the first look better, without the vest... I like how you added the little hints of red...!!!
6
w/out.
7
I really like it, go without it! lol
8
love it either way
9
both look great!! but if i would wear this it would be without the vest..i feel stuffy in them
now. But it looks great with or w/out. 
Yeah, I think it looks great both ways!
11
Well my vote is for the vest... but I'm way outnumbered.
Really cute either way though.
I actually think with the vest, but without so many necklaces...
13
I love both looks.... nautical and fab.
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w/o
1