Do you have what it takes to buy a home? Consider this exhaustive guide from Kiplinger. Tired of renting? It could be a great time to buy your first home. In many cities, home prices have bottomed, and rents have risen. Mortgage rates are still superlow. In fact, homes haven't been as affordable since 1971. On the downside, in many cities, buyers have fewer homes from which to choose and more Read more

This post was submitted (anonymously, as always) to our Savvy Confessions group. Got any advice? Leave it in the comments. Hi, fellow Savvy Confessors. I've got an issue I've been struggling with that I could seriously use some help on. I am in a job where I am paid to be "available." I am paid salary (based on an hourly rate at 40 hours a week) regardless of how little or how much I work. Some Read more

Everyone makes mistakes. Business Insider shares solutions for some common money mistakes people make. Recently, two friends confessed they live check to check — a revelation worsened by the fact that they only check their bank balance once or twice a month. RELATED: How This Writer Clawed Her Way Out of the Black Hole of Debt We called in the finance experts, and here's what we decided they Read more

The Spotify streaming service has taken over the music world om the past year. But while the company offers both an iPhone app and an incredible desktop application, it has neglected to create an iPad app — until this week. The recently released iPad app is only available to premium members ($10/month); however, you can sign up for a 48-hour trial run, no credit card required. Spotify's Read more

We all make mistakes — we're all human after all. LearnVest shares some of the common money mistakes that women often make so readers will learn not to make them, too. Some of us handle our money flawlessly, perfectly, brilliantly, all of the time. But most of us don't. Most of us make mistakes here and there. We make some mistakes more than others, because of our personalities, or our Read more

Build up your emergency fund with these tips from Kiplinger. You know you need an emergency fund — easily accessible cash to pay for unexpected expenses. Without one, you could find yourself looking around the house for valuables to pawn, racking up credit-card debt or maybe even considering a payday loan to cover the costs of an emergency. But you may be wondering how you can find enough Read more

Money clubs are a great and fun way to stay on top of your finances. With friends supporting you, you can conquer the world and money issues! LearnVest shares how you can start one. Thea, 31, a lawyer, lives in Brooklyn, NY. Although her friends are, in her own words, “bright, savvy, awesome women,” many felt lost financially — much like she did. “In fact, almost all of them knew someone Read more

We're thrilled to present this smart Wise Bread story here on Savvy! Have you heard of the expression “penny wise, pound foolish”? It’s something I heard a lot growing up, from my parents, and it can have multiple meanings: You are very careful with small amounts of money, but throw caution to the wind with large amounts. This is akin to someone who eats from the dollar menu every day Read more

We're thrilled to present this smart Business Insider story here on Savvy! Credit card companies may be targeting consumers with great credit with a host of new perks recently, but CreditCards.com warns against falling for 0% balance transfer fee offers. In a study looking at offers from 37 lenders, the site found offers to waive these fees for as many as 21 months. But there's a catch: Read more